Our knowledge & experience Gets Results!

Agu Banque has specialists who can contact your creditors on your behalf to try to get a better deal for you. We can negotiate your interest rate, repayment amount or even reduce your overall debt. We can help you set up an debt arrangement with your creditors, at a rate you can afford, giving you room to breathe again.

Are you struggling or unable to make loan repayments each week? Are you regularly receiving harassing debt collection calls? Are you drowning in debt that you cannot pay?

This is the point at which you should consider debt negotiation. There is a good chance that your debt can be negotiated into a more manageable plan, either by reducing the debt, temporarily freezing the debt or changing the repayment terms to better suit you. This will help us to understand your financial situation clearly so we can proceed with a clear picture and have a greater chance of successful negotiation. Agu Banque are experts when it comes to debt negotiation. With years of experience and having helped India just like yourself, we can negotiate with creditors on your behalf so you and take back financial control.

Agu Banque was founded by financial specialists who understand the complexities of debt management. We are here to offer debt relief strategies and financial assistance. Our experts can help you to regain control of your budget and as a result, achieve your financial goals, short and long term. Our products and services are geared towards looking for the best workable solution to your debt problems.

Our aim is to help you to get out of debt, and if possible, avoid it altogether! We offer financial assistance and a wide range of services. Consequently, we are well suited to help with almost any debt issue. Remember, many people struggle with debt and there are always solutions. Our financial support team can guide you through to becoming debt-free.

First and foremost, we are here for you. Our aim is to care for you and support you in any way that we can. Offering debt relief, Agu Banque is able to provide unique budgeting plans and tailored assistance to suit each individual.

If we can help you to keep on track with your money, while meeting your financial goals and reducing stress, then we know we have done a good job. Life is short and there are a lot of things to worry about, but we believe that money doesn’t need to be one of them. This is why we are here, to provide you with a pathway to avoid worrying about your finances again.

As well as helping with budgets and offering general financial assistance, we provide a wide range of services to suit you. Our Debt Consolidation, Negotiation services each help you to manage debt in different ways.

On top of this, our business and personal loans can provide you with the financial injection that you need.

Most people find themselves tied up in debt at some point in their life. The important thing is doing something about it. Whether it be simple budgeting or financial planning that you need, or more, we are here to help. If you need your money managing, then we can act as the wall between yourself and your creditors.
We can consolidate your debts into one so you no longer owe multiple debts at random times of each month. You then pay us one single amount and we deal with the creditors.
This way, you can be sure that your bills will be paid on time and you can organise your money more easily with just one payment. In addition, what’s best of all about our service is that in some cases, we can even negotiate your debt so that you end up paying less than previously!

Debt Negotiation program is a great choice for people with high levels of unsecured debt and if they are in a financial hardship due to a job loss, pay cuts, medical emergencies, etc. If you are behind on your credit card or loan payments and are struggling with your personal finances while the balance on your loans/credit cards keep growing, then our program could be right for you.

Yes, 100%. Debt settlement is absolutely legal. Currently in India, there are no consumer-friendly debt relief options for people struggling with debt. Agu Banque was founded to solve this massive problem. Our mission is to provide debt relief solutions and services and financial literacy to debt burdened customers to enable them to reduce and eliminate debt, build wealth and achieve financial freedom. Moreover, we charge our service fee for the Debt Negotiation Program only when we settle your debt, you don’t pay if we don’t settle, it is as simple as that!

No. Agu Banque or for that matter anyone, cannot guarantee a certain percentage on your settlements. Every creditor and account are unique, and we cannot predict as to how the negotiations will pan out. Furthermore, the success of our negotiations is highly dependent on you keeping your end of the bargain as well, by making regular monthly payments into your Special Purpose Account. This is a teamwork and we need your full cooperation to achieve the best results for you.

You only pay Agu Banque when the settlement for an account is completed. If Agu Banque cannot settle a creditor’s account for you, you will not be charged for it.

Yes, the Debt Negotiation Program will negatively impact your credit in the short term, but your credit score starts to improve once you have completed the program and are debt-free. If you are already behind on your payments, chances are that your credit score and rating has already taken a hit and the negative effects of our program on your score may not be as substantial. Besides, very few people with debt troubles have a healthy credit score. We often ask our customers if getting out of debt is more important to them compared to a short-term negative impact on their credit, in almost all the cases, we hear that being debt-free is more important. The good news though, is that credit scores tend to improve quickly once the Debt Negotiation Program has been completed. By engaging in good credit behavior, anyone’s credit score can recover over time. Moreover, as you set out on your path to rebuild your credit-worthiness, you would rather like to see “Settled” against your accounts, rather than a “Willful Default”.